Only 1% Down

& No PMI w/620+ FICO*

  • Great help in securing my mortgage, were willing to explain the process for me as a first time buyer, and got me the best available rate. Drew T - July 12, 2023
  • An amazing team of people! I've spent the better part of a year going through the home buying process and these guys helped me tremendously. Josh J - July 1, 2022
  • The crew at Magnify Mortgage is absolutely fantastic!! They found me the loan I needed to purchase my dream home and were there every step of the way. Super quick response time, great communication, and assistance working through all of the hurdles required for me to close. Highly recommend!!! Sarah S - November 30, 2021
  • Very fast, friendly, and professional service! Magnify got me the very best rate and closed the deal in record time. They answered all my questions promptly and courteously. I wholeheartedly recommend Magnify for all your Mortgage needs. Keith R - November 15, 2021

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Current

Colorado

Mortgage Rates

FHA Loans

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Last Updated: 2/23/2024

Conventional Loans

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Last Updated: 2/23/2024

VA Loans

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Last Updated: 2/23/2024

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Magnify Mortgage Inc. to receive a personalized rate for your specific situation.

Popular Colorado Home Loans Which loan is right for YOU?

First Time Homebuyers Colorado

FHA Home Loans Colorado Colorado

FHA home loans are popular among Colorado first-time homebuyers due to low down payment and credit requirements.

FHA Loans
Conventional Home Loans Colorado

Conventional Home Loans Colorado Colorado

A conventional(fixed-rate mortgage) is a popular type of home financing in Colorado because it offers predictability for your budget.

Conventional Loans
Jumbo Mortgages Colorado

Jumbo Home Loans Colorado Colorado

A jumbo home loan is a mortgage used to finance Colorado properties that are too expensive for a conventional conforming loan.

Jumbo Loans

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

4.5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Colorado? Now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Magnify Mortgage Inc.

4600 S. Ulster St., Ste 810
Denver, Colorado 80237
(877) 617-RATE
NMLS# 2152288

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